Millionaire? Billionaire? 6-figure salary? Nope.

None of these are the most important financial milestone and it shows in too many people's mindsets.

This is why everyone is barely making enough to maintain their existing lifestyle.

The...

"The permanent results come from you having to suffer." - David Goggins

I had decided that things needed to change. We were skimming by on a month to month basis. Most of our money was going to paying off $265,000 in student loans. 

...

The Notorious B.I.G. hit the nail on the head when he said "Mo' money, mo' problems."

But in response to this philosophical rap lyric, the question should be asked: why does more money cause more problems?

It's because more of anything...

 All the big financial gurus don't tell you about this step when they tell you to pay off debt.

I wish I knew why because it reduces your overall debt load and how quickly you can pay it off.

Everyone should be NEGOTIATING...

 Haters gonna hate.

I try not to engage trolls but a recent one was actually a well-known person with a decent following so I felt compelled to engage and crush his weak argument about my post.

In a LinkedIN post, I said if you were...

 Fear and uncertainty can take hold when you don't know how to speak a language or understand certain words.

In the Harry Potter series, everyone refuses to say the name of Voldemort which only gave him more power over them. That is, until...

I'm going to draw the line in the sand and probably hurt some feelings with this one. 

(Keep reading but download the Best Budget Template Ever Created while you're at it.)

If you don't have a budget that you review monthly, you don't really...

 I truly believe that anyone that lives in a capitalistic system can reach $100k net worth in 5 years or less.

I believe that because I'm not special and I did it. And I've helped others do it so I know it can be replicated regardless of...

 There's an old show called So Are You Smarter Than A 5th Grader? where parents and their 5th grader had to answer...you guessed it...questions from 5th grade tests on different school topics.

Here's a few sample questions:

1. What is...

Alright Heroes...