The idea of taking out a personal loan can evoke a mix of caution and curiosity.

But, let's shake off the dust from traditional advice and dive into when opting for a personal loan isn't just a passable choice, but actually a smart move.

...

So, you're thinking about the future?

Well, retirement planning is your ticket to keeping the good times rolling even when you're old and grey.

Let's face it – slaving away until the end of time isn't exactly the American Dream (or anyone's...

It's over and frankly, I am sad. I was with Mint.com since college when it was in beta so this is like losing a close, robot friend.

But the only constant in life is change so move on we must.

Over 25 million people have been using this app...

Would you keep a friend around that lied to you 60% of the time and only wanted to talk about things to give you anxiety and dread?

Then why do you give any of your time to the mainstream media?

Since 2020, every primetime news channel has seen a...

In the game of money, there's one rule that's pretty much gold...

Boosting your income is the straightest shot to hitting your financial targets.

That's true both in personal finance and business.

Being smart with your investments is key, but...

So what exactly is a credit score?

They skipped that lesson in school. I think it was supposed to be taught in between learning about the mitochondria of a cell and the Pythagorean theory.

A credit score is like a financial report card,...

Are you feeling the weight of credit card debt?

It's like having a backpack full of rocks, isn't it?

But there's good news! A credit card balance transfer might be the helping hand you need.

It's like moving your debt from an expensive room to a...

Seeing Bitcoin smash through the $50k barrier is like spotting a unicorn these days – a sight both rare and electrifying for fans and investors.

It's been 776 days (December 2021) since we last saw Bitcoin strut above this financial catwalk....

Let's face it, the idea that you need a suit-and-tie financial advisor to handle your money is as outdated as dial-up internet.

With all the tools and info we've got online, taking control of your investments is not just possible...it’s kind...

Alright, this article isn NOT for the crypto-junkies that have been riding the highs and crying during the crashes of crypto since 2017 like I have.

This is for everyone else who has flirted with the idea of bitcoin but never took the plunge.

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So you want to start investing but don't know where to start...

Don't worry. We got you covered.

Investing might seem like a complex world reserved for financial experts, but in reality, it's an accessible tool for anyone looking to grow their...

I have 2 mentors in my life. One of them has a net worth of about $27 million. 

He asked me a question recently as we were discussing a big decision I had to make.

Him: "Have you ever done something serious you ended up regretting?"...

There are only 5 modes to make money.

Sure, within these 5 modes, there is unlimited ways for them to be implemented. But that's different.

When I learned about this, I thought about my career differently and how money was earned (and just as...

Almost 50% of people under the age of 45 have a side hustle.

And here's some shocking news for some of you...

That means you are a "business owner".

But the problem is a lot of people don't think of themselves that way and forget to write off...

A lot of advice online about being successful is obvious.

But do you know why?

Because the heavy-majority of the population won't even do the absolute basics to give them a chance at success and the life they want.

I mean, we're talking about...

This year is going to go down as one of the most unique of my life.

There were just a lot of things that happened that have never or rarely ever happened to me.

Here's a few examples:

• First year since I was 15 I didn't get a paycheck from an...

Do you live in a commune? Plan on never having children? Like living in a van or tiny home?

Then the FI/RE movement (Financial Independence/Retire Early) may be great for you!

But if you're like 99% of other people that don't fit that demographic...

You have goals and you're pushing hard to stay focused.

But life comes at you fast in December...

• Holiday shopping for family, loved ones and Susan at the office because she's your White Elephant gift this year
• End of year deadlines so everyone...

It's the season of giving and my family LOVES to give gifts to each other.

But we have an awesome problem...we have a huge family.

On my side, I have 4 siblings (and 3 nieces) and on my wife's side she has 2 siblings (with 4 nieces and...

"I just wanted to tell you that 5-minute conversation we had saved me $2300!"

A guy at church just told me this.

What was the conversation about?

Negotiating your bills.

I told him to take a few hours and get some quotes on insurance and other monthly...